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Self-Employed Planning

Freelancer Rate Calculator

Turn an annual income target, business overhead, tax reserve, and realistic billable capacity into an hourly rate and day rate you can actually price against.

Weekly revenue target

$2,957

Tax set-aside

25.0%

Working weeks

46

Frequently asked questions

How is the hourly rate estimated?

The calculator first adds target take-home pay and business overhead, then grosses that up for the tax set-aside percentage and divides the result by annual billable hours.

Why are billable hours important?

Freelancers do not invoice every hour they work. Admin time, sales, proposals, and unpaid revisions reduce billable capacity, so the billable-hour assumption matters a lot.

Is this tax advice?

No. The tax percentage here is a planning input only. Actual tax treatment depends on location, legal structure, and deductions.

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