Gross yield
0.00%
Rent before annual operating costs are deducted.
Real Estate utility
Calculate gross yield, net yield, and annual property income from the purchase price, monthly rent, and operating costs.
Gross yield
0.00%
Rent before annual operating costs are deducted.
Net yield
0.00%
Yield after subtracting annual operating costs.
Annual rent
$0.00
Based on the monthly rent entered above.
Net operating income
$0.00
Annual rent minus annual operating costs.
Gross yield is the quick top-line number investors often use to compare listings fast. Net yield is the more realistic figure because it removes recurring costs that eat into the rent.
If two properties have similar gross yield but very different service charges or maintenance costs, the net yield usually tells you which one is stronger as a long-term rental.
Rental yield is often the fastest way to compare one income property with another before you get pulled into financing details. It tells you how much rent the property produces relative to its value.
A property can look strong on the listing price and rent alone, then look very different once service charges, management, vacancy, insurance, and maintenance are included. Net yield helps you see that gap.
This calculator is best for quick screening. Once a property makes the shortlist, move to a deeper cash flow model that includes financing, tax, reserves, and exit assumptions.
There is no single good number for every market. A stronger yield in one city can still be a weaker deal if vacancy, maintenance, or tenant risk is much higher. Use yield to compare similar properties in the same market, not as a universal pass-or-fail rule.
Gross yield uses the annual rent before costs. Net yield subtracts annual operating expenses first. Net yield is usually the more realistic measure because it reflects what the property keeps after recurring costs.
No. Net yield is usually calculated before financing. Mortgage payments affect your cash flow, but yield is meant to show how the property performs on its own.
Include the recurring annual costs tied to owning and operating the property, such as maintenance, service charges, insurance, vacancy allowance, management fees, and similar outgoings.
Calculate cap rate and NOI from property value, rent, and annual operating expenses.
Estimate a monthly rent budget from income, debts, utilities, and target housing ratio.
Estimate closing costs and total cash needed from purchase price, down payment, and fees.
Calculate price per square foot or square metre from total price and property area.
Compare renting and buying costs across the years you expect to stay in the property.
Work out the down payment amount, loan amount, and loan-to-value ratio from a home price and deposit percentage.