Real Estate Tool
Calculate Singapore BSD and ABSD across citizen, PR, foreigner, entity, and commercial-property scenarios using the supplied post-April 2023 buyer-duty schedule.
BSD and ABSD using the April 2023 schedule
Enter a property price above to calculate instantly.
Estimate only. Confirm duty treatment with IRAS guidance and your conveyancing team before transacting.
Singapore property acquisitions usually require two separate checks. BSD applies on a progressive basis to the full property value, while ABSD applies only to residential purchases and depends on buyer status plus existing residential ownership.
The calculator uses the same 1% to 6% BSD bands for residential and non-residential property, with the effective rate shown for easier budgeting.
ABSD can range from 0% for a Singapore Citizen's first residential property to 65% for an entity purchase.
The supplied schedule models a 60% ABSD rate for foreigners after the 27 April 2023 cooling measures.
Non-residential property remains a BSD-only calculation here, which makes it useful for quick commercial acquisition budgeting.
Using the same April 2023 buyer-duty schedule
S$2,000,000 first home for a Singapore Citizen
BSD only
No ABSD applies. The buyer pays progressive BSD only.
S$1,200,000 first residential property for a Singapore PR
BSD + 5% ABSD
BSD is S$31,600 and ABSD is S$60,000 under the supplied schedule.
S$2,000,000 residential purchase by a foreigner
BSD + 60% ABSD
A large majority of the tax burden comes from ABSD after the 27 Apr 2023 revision.
Stamp duty is generally assessed on the higher of the purchase price and market value. This page assumes those figures are the same because the provided logic uses a single price input.
Replacement-home remissions, free-trade-agreement treatment, and trust or developer remission issues require legal review beyond a quick calculator estimate.
Use the output here for budgeting, scenario comparison, and negotiation planning, then confirm the final treatment with your conveyancing solicitor before completion.
Rates modeled on this page: BSD bands effective 15 February 2023 and ABSD rates effective 27 April 2023.
Singapore property buyers usually need to plan for two taxes at acquisition. The first is standard Buyer's Stamp Duty, which applies on progressive tiers. The second is Additional Buyer's Stamp Duty, which only applies to residential property and depends on the buyer's profile.
That buyer-profile sensitivity is why this page is useful before making an offer. The same purchase price can lead to dramatically different cash requirements depending on whether the buyer is a first-time Singapore Citizen, a Permanent Resident, a foreigner, or an entity.
The page uses the following BSD schedule across the property price:
| Band | Rate |
|---|---|
| First S$180,000 | 1% |
| Next S$180,000 | 2% |
| Next S$640,000 | 3% |
| Next S$500,000 | 4% |
| Next S$1,500,000 | 5% |
| Remaining amount | 6% |
For residential purchases, the calculator adds ABSD as a flat percentage of the full property price. The schedule below reflects the supplied 27 April 2023 revision.
| Buyer Profile | Rate |
|---|---|
| Singapore Citizen - 1st property | 0% |
| Singapore Citizen - 2nd property | 20% |
| Singapore Citizen - 3rd+ property | 30% |
| Singapore PR - 1st property | 5% |
| Singapore PR - 2nd+ property | 30% |
| Foreigner | 60% |
| Entity / Company | 65% |
The calculator uses a single price input and therefore assumes the chargeable value equals the purchase price. In practice, duty is often assessed on the higher of the purchase price and market value.
Remission rules for replacement homes, married couples, developers, and trust arrangements can materially change the result. Use this page to frame the economics, then confirm the final duty treatment with IRAS guidance and a conveyancing professional.
Under the supplied April 2023 schedule, a foreigner buying any residential property pays 60% ABSD plus progressive BSD. Nationals of Iceland, Liechtenstein, Norway, Switzerland, and the United States may be treated as Singapore Citizens for ABSD purposes under the relevant free trade agreements.
ABSD is Additional Buyer's Stamp Duty, a flat-rate surcharge on residential acquisitions. This calculator applies the selected buyer profile's ABSD percentage to the full purchase price, then adds BSD calculated on progressive bands.
Yes. A Singapore PR still pays progressive BSD on the purchase price and, under this schedule, 5% ABSD on a first residential property purchase.
Yes. Non-residential property still attracts BSD in this calculator, but ABSD is not applied to commercial or industrial property.
Yes. This page is for planning and comparison. Final duty is normally assessed on the higher of purchase price or market value, and remission or exemption rules can materially change the outcome.
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