Mortgage registration fee
AED 0.00
Calculated at 0.25% of the registered mortgage value.
Real Estate utility
Dubai Mortgage Registration Calculator
Estimate Dubai mortgage registration fees from the mortgage amount using the published DLD fee structure.
Total estimated DLD charges
AED 270.00
Mortgage registration fee plus title deed, knowledge, and innovation fees.
Mortgage amount
AED 0.00
Shown with the fee total so the registration cost is easier to benchmark.
Title deed fee
AED 250.00
Knowledge fee
AED 10.00
Innovation fee
AED 10.00
Important scope note for Dubai mortgage registration
This page estimates the published DLD mortgage registration charges. Some transactions can also involve service partner or trustee-channel costs outside the core DLD fee items, so treat this as the statutory baseline rather than a substitute for the final fee advice on the live transaction.
Why mortgage registration needs its own Dubai fee page
Buyers often budget for Dubai transfer fees and forget that mortgage registration is a separate cost line tied to the loan size. It makes sense as its own calculator because it answers a different question from the sale transfer itself.
What this page is best used for
It is best for testing how your registration cost changes as your mortgage amount changes. That helps when you are comparing financing structures, deposit sizes, or lender proposals before the transaction is locked in.
Frequently asked questions
What is the main Dubai mortgage registration fee?
The main DLD mortgage registration fee is 0.25% of the mortgage amount. This page also adds the small fixed title-related charges that are typically part of the registration step.
Is this the same as the Dubai property transfer fee?
No. Mortgage registration and property transfer are different fee events. This page is only for the mortgage registration side of the transaction.
Why might my final bill still be higher than this estimate?
Some transactions also carry service partner or trustee-channel charges outside the core DLD fee items. This calculator is meant to show the published statutory baseline first.
Can I use this for early mortgage budgeting?
Yes. It is useful for planning because the mortgage registration charge is tied directly to the registered mortgage value, which makes it easy to test different loan sizes.
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